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Are you self-employed and hoping to buy a home or refinance? These steps can help you do it

Steps to calculate self-employed income for mortgage loans, the best mortgages for self-employed borrowers and other tips.

How to Get a Mortgage if You’re Self-Employed

Three- and five-year CDs are offering rates of 5% or more, but don’t expect them to last.

3-year and 5-year CDs offer some of the best CD rates. You may want to lock in these rates now because the outlook CD rates in 2023 suggests APYs may go down.

Now Is the Time to Lock In CD Rates, Experts Say

Locking in today’s rates may be a smart move

Here’s what FOMC decision makers’ interest rate moves mean for high-yield savings accounts, CDs and bond funds. Are savings rates and CD rates going up in 2023? And where to get the best APRs today.

The Fed May Be Done Raising Rates. Here’s What It Means for CDs and Savings Accounts

With interest rates climbing, you may be able to earn a lot more by switching banks.

How to find the best high-yield savings account rates. The highest interest rates on savings accounts tend to come from online banks. Here are the best APYs we found for May.

Contributor, Buy Side from WSJ

Best Savings Account Rates for May 2023

With interest rates climbing, you may be able to earn a lot more by switching banks

With interest rates rising, certificates of deposit can be an attractive option.

Will CD rates go up in 2023? And how to find which banks have the best CD rates. We’ll also walk you through how to shop for CDs and how to build a CD ladder.

How to Get the Best CD Rates

With interest rates rising, certificates of deposit can be an attractive option

Finding the best mortgage rate can save you thousands in the long run

How to Get the Best Mortgage Rates

Loans can be a financial burden, but not paying has serious consequences

Here’s what happens if you can’t pay back your student loans, including whether you file for bankruptcy and how to get student loan forgiveness.

What Happens If You Don’t Pay Your Student Loans?

Eight steps to make your homeownership dream a reality

Everything you need to know about how to get a mortgage, from saving for a down payment, to how to get preapproved for a loan to how long getting a mortgage takes. 

How to Get a Mortgage

If rates continue to rise, so will your CD’s APY. But if the Fed starts to cut rates, you could lose out

Variable rate CDs offer APYs that float with the market. If interest rates rise your certificate of deposit’s interest rate will also increase 

Should You Buy a Variable Rate CD?

A pre-approval letter shows how large a loan you can get and signals to home sellers that you are a serious buyer

Getting pre-approved for a mortgage is an important first step in the home buying and home loan process and can take just a few minutes if you apply online and have your documents ready.

How to Get Pre-Approved for a Mortgage

A preapproval letter shows how large a loan you can get and signals to home sellers that you are a serious buyer

Banking experts say savers fears are misplaced

Local banks are just as safe as national banks, thanks to FDIC insurance on savings and checking accounts. Small bank savings accounts often offer better interest rates than the national average. 

Skittish Savers Are Fleeing Local Banks. Here’s Why They Could Still Be a Great Deal for You

Even if you don’t expect to qualify for financial aid, here’s why you should fill out this key form.

Fill out this key student financial-aid form before picking a college, to qualify for student loans and grants and get started finding a work study job. You should also know the key Fafsa deadlines and fill out the form as soon as possible

What Is Fafsa?

Even if you don’t expect to qualify for financial aid, here’s why you should fill out this key form

The real estate market is highly seasonal and the best time to buy depends on your priorities

The real-estate market is highly seasonal and the best time to buy depends on your priorities

The best time of year to buy a house depends on the season, state and housing market.