Money > Banking & Loans > Mortgages
Mortgage rates are constantly shifting. Our editors are on top of the latest trends to help you understand your options.
Banking & Loans
Published May 8, 2023
By Aly J. Yale
Are you self-employed and hoping to buy a home or refinance? These steps can help you do it
Banking & Loans
Updated May 1, 2023
By Louis R. Carlozo and Aly J. Yale
Finding the best mortgage rate can save you thousands in the long run
Banking & Loans
Published Apr 15, 2023
By Aly J. Yale
Eight steps to make your homeownership dream a reality
Banking & Loans
Published Apr 9, 2023
By Aly J. Yale
A pre-approval letter shows how large a loan you can get and signals to home sellers that you are a serious buyer
Banking & Loans
Published Apr 3, 2023
The real estate market is highly seasonal and the best time to buy depends on your priorities
Banking & Loans
What Is a Cash-Out Refinance, and How Do You Get the Best Rates?Published Mar 26, 2023
Tapping your home equity can be an option if you have a pressing need for cash
Banking & Loans
The Best Mortgage Lenders of 2023Published Mar 24, 2023
By Aly J. Yale
Not all mortgage companies are created equal
Banking & Loans
How Far Will Home Prices Drop in 2023?Updated Mar 3, 2023
By Aly J. Yale
If you’re expecting a crash to make housing affordable, think again
Banking & Loans
Should I Refinance My Mortgage?Published Feb 26, 2023
Normally when someone has a low mortgage rate, they don’t refinance into a higher one
Published Feb 22, 2023
By Aly J. Yale
Mortgage rates are highly personalized
Banking & Loans
What Is PMI?Published Jan 19, 2023
If you don’t have a 20% down payment for your new home, you may have to budget for this extra item
Banking & Loans
What Is an Adjustable Rate Mortgage, and How Do You Get the Best Rates?Published Dec 13, 2022
A floating rate loan can be a great option, if you don’t plan to stay in your home long term
Banking & Loans
What Is an FHA Loan? Your Guide to This Key Path to HomeownershipPublished Dec 3, 2022
Here’s what to know about requirements, limits and how FHA loans compare to conventional mortgages